Podcast: The Queen of Innovation: How RH Business Ventures is Redefining Risk with Rose Hall
Date, Originally published on Consolidated Risk Solutions
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This episode is packed with inspiration, practical advice, and unexpected laughs. If you’re in risk, construction, insurance, innovation, or leadership, this conversation is essential listening.
When you meet someone like Rose Hall, you quickly realize you’re not just talking about risk management—you’re talking about reimagining the way business is done.
In this episode of the Inside Insight Podcast, we’re joined by Rose Hall, the dynamic Founder and CEO of RH Business Ventures, whose career has spanned construction sites, insurance innovation teams, and now a new venture that sits at the very center of the risk and innovation value chain.
With over 25 years of experience—and a mindset rooted in strategy, collaboration, and curiosity—Rose is on a mission to change how companies think about risk. This isn’t just about tech adoption or compliance. This is about transforming risk into opportunity—and having a little fun along the way (yes, we talk about that legendary IRMI photo → ).
From Construction Boots to Boardroom Strategy: A Career Built on Perspective
Rose’s background is a rare blend of engineering, field operations, and risk strategy. Her early years at Turner Construction gave her firsthand insight into the complexities of the job site—something that still informs her work today.
She later brought that field experience into roles at Gallagher Bassett and AXA XL, where she not only advised clients but pioneered new service models that merged technology and risk mitigation. At AXA XL, she helped create an innovation ecosystem that earned industry accolades for its client-centric approach.
“You don’t forget what it feels like to be responsible for someone going home safe at the end of the day. That’s where my passion for modernizing risk comes from.”
Her new venture, RH Business Ventures, is built on that same foundation: real-world risk experience paired with high-level strategy and innovation.
Innovation Isn’t a Buzzword—It’s a System That Connects People, Tech, and Purpose
One of the most compelling parts of our conversation was Rose’s take on innovation. Spoiler: it’s not about buying the flashiest software or using AI for AI’s sake.
It’s about building a feedback loop across the entire risk ecosystem—startups, insurers, brokers, and end users—and ensuring everyone’s solving the right problems. Rose emphasized that the most impactful innovations don’t begin with technology—they begin with a clear understanding of the problem and the specific user who experiences it. For her, identifying who you’re solving for and why it matters is the foundation of any meaningful solution.
She helps startups get laser-focused on defining user personas (hint: the client isn’t always the user), supports brokers in building adjacent service offerings, and advises Fortune 500 companies on how to align innovation with business outcomes.
It’s part strategy, part matchmaking, and entirely focused on creating measurable value.
Breaking Through Resistance: Why Change Management Is the Real Innovation
Innovation sounds exciting—until you have to get buy-in from a legacy organization. Rose pulls back the curtain on what it really takes to drive change inside large, often slow-moving companies.
She shares insights about the emotional and cultural resistance to innovation, often drawing inspiration from figures like Steve Jobs.
“People don’t hate change. They hate not owning it.”
Her approach? Don’t push the tech—paint the vision. Help people imagine who they could be with the right strategy, tools, and mindset. Whether it’s integrating AI into submissions processing or reshaping construction safety protocols, it all starts with strategic storytelling and buy-in.
Building the Future: Mentorship, Academia, and Giving Innovation Forward
A key part of Rose’s mission is giving forward—a concept she uses instead of “giving back.” She knows she can’t repay the mentors who shaped her career, but she can create opportunities for the next generation.
Through her involvement with graduate programs at Stanford, Columbia, and UNC-Chapel Hill, Rose actively mentors students and early-stage startup teams who are exploring how to bring innovative ideas to market. Whether they’re building tech tools, launching service platforms, or refining business models, Rose helps them stay focused on more than just the solution—she challenges them to define the real-world problem they’re solving and for whom.
Rather than simply offering advice, Rose sees this work as a way to shape the future of the industry by empowering the next generation of innovators to lead with purpose, build with intention, and stay aligned with the needs of the people they aim to serve.
It’s not just about tech—it’s about leadership, curiosity, and responsibility. Rose isn’t just advising the next generation—she’s setting the standard for what innovation with impact truly looks like.
Redefining Risk for the Modern Age
So what does all this add up to?
A completely new way to look at risk—not as a limitation, but as a lever for growth, innovation, and transformation.
Through RH Business Ventures, Rose Hall is helping companies:
Identify and solve the right problems (not just slap tech on symptoms)
Navigate complexity across the value chain (startups, brokers, clients)
Adopt innovation in ways that integrate with existing systems
Transform risk management into a strategic business function
And she’s doing it with humility, brilliance, and the kind of clarity that helps the entire industry move forward.
